Expiration Date (Options)

FundamentalOptions & Derivatives2 min read

Quick Definition

The last date on which an option contract can be exercised or traded, after which it becomes worthless if not in the money.

What Is Expiration Date (Options)?

The expiration date is the final date by which an option must be exercised or it ceases to exist. For standard U.S. equity options, expiration occurs on the third Friday of the expiration month (with the last trading day being that Friday). Weekly options (weeklys) expire every Friday, and some products offer Monday and Wednesday expirations. Options that are in the money by $0.01 or more at expiration are typically automatically exercised by the Options Clearing Corporation (OCC). Time decay (theta) accelerates as expiration approaches, with at-the-money options losing value most rapidly in the final 30 days. The expiration date is a critical variable in options pricing — all else equal, longer-dated options are more valuable because they have more time for the underlying to move favorably.

Expiration Date (Options) Example

  • 1A March 21 call option must be exercised by market close on March 21 — if it's out of the money at that point, it expires worthless and the premium is lost
  • 2A trader notices accelerating time decay on their options with 7 days to expiration, losing $50/day versus $15/day when they had 45 days remaining