Dividend Income Calculator
Project your passive income from dividend-paying stocks with optional reinvestment
Your Portfolio
Dividends will be reinvested to buy more shares, increasing future dividend income.
Income Growth Over Time
Year-by-Year Breakdown
| Year | Portfolio | Annual | Monthly |
|---|---|---|---|
| 1 | $100,000 | $3,000 | $250 |
| 2 | $103,000 | $3,245 | $270 |
| 3 | $106,245 | $3,514 | $293 |
| 4 | $109,759 | $3,812 | $318 |
| 5 | $113,570 | $4,141 | $345 |
| 6 | $117,712 | $4,507 | $376 |
| 7 | $122,219 | $4,914 | $409 |
| 8 | $127,132 | $5,367 | $447 |
| 9 | $132,499 | $5,873 | $489 |
| 10 | $138,372 | $6,440 | $537 |
| 11 | $144,811 | $7,076 | $590 |
| 12 | $151,888 | $7,793 | $649 |
| 13 | $159,681 | $8,603 | $717 |
| 14 | $168,284 | $9,520 | $793 |
| 15 | $177,804 | $10,561 | $880 |
| 16 | $188,365 | $11,748 | $979 |
| 17 | $200,113 | $13,105 | $1,092 |
| 18 | $213,218 | $14,661 | $1,222 |
| 19 | $227,879 | $16,453 | $1,371 |
| 20 | $244,331 | $18,522 | $1,544 |
Frequently Asked Questions
What is dividend income?
Dividend income is the cash payment companies distribute to shareholders from their profits. It's a form of passive income that can provide regular cash flow from your stock investments.
Should I reinvest my dividends?
Reinvesting dividends (DRIP - Dividend Reinvestment Plan) can significantly accelerate wealth building through compound growth. However, if you need current income, taking dividends as cash can provide steady passive income for living expenses.
What's a realistic dividend yield?
Most dividend-paying stocks yield between 1-5%. REITs and utilities often yield 4-7%, while growth stocks typically yield 0-2%. High yields (8%+) may indicate risk or unsustainability. The S&P 500 average is around 1.5-2%.
What is dividend growth rate?
Dividend growth rate is the annual percentage increase in dividend payments. Dividend Aristocrats (companies that have increased dividends for 25+ consecutive years) typically grow dividends 5-10% annually, often outpacing inflation.
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Educational purposes only. Not financial advice.