Privacy Policy for Money365.Market

1. Introduction

Welcome to Money365.Market ("we", "us", "our", or the "Company"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at money365.market (the "Website").

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Website.

This Privacy Policy applies to all information collected through our Website and any related services, sales, marketing, or events (collectively, the "Services").

2. Information We Collect

2.1 Personal Information You Provide to Us

We collect personal information that you voluntarily provide to us when you:

• Register on the Website
• Subscribe to our newsletter
• Create a portfolio or watchlist
• Contact us
• Use interactive features of the Website

Personal information we may collect includes:

• Name and contact data (first name, last name, email address, phone number)
• Account credentials (username, password)
• Payment information (processed through secure third-party payment processors)
• Profile information (investment preferences, risk tolerance)
• Communication data (messages, feedback, survey responses)
• Professional information (occupation, investment experience level)

2.2 Information Automatically Collected

When you visit our Website, we automatically collect certain information about your device and usage patterns, including:

• IP address, browser type, operating system
• Device identifiers and screen resolution
• Pages visited, time spent on pages, links clicked
• Search queries and features used
• General geographic location based on IP address

2.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities. For detailed information about our use of cookies, please refer to our Cookie Policy.

3. How We Use Your Information

We use the information we collect for the following purposes:

3.1 To Provide and Maintain Our Services

• Create and manage your account
• Process your transactions
• Provide personalized investment information and portfolio tracking
• Display real-time financial data and market information
• Provide customer support

3.2 To Improve and Develop Our Services

• Analyze usage patterns and trends
• Conduct research and analytics
• Test new features and functionality
• Improve user experience and Website performance

3.3 To Communicate With You

• Send newsletters and educational content
• Respond to your inquiries and requests
• Send administrative information and security alerts
• Provide personalized investment insights

3.4 For Security and Legal Compliance

• Monitor and prevent fraud and abuse
• Enforce our Terms of Service
• Comply with legal obligations
• Protect our rights and property

4. Legal Basis for Processing (GDPR)

If you are located in the European Economic Area (EEA), our legal bases for processing your personal information include:

• Consent: When you have given us explicit permission to process your information
• Contract: When processing is necessary to fulfill our contractual obligations to you
• Legitimate Interests: When we have a legitimate business interest that does not override your privacy rights
• Legal Obligation: When we must process your information to comply with legal requirements

You have the right to withdraw your consent at any time.

5. How We Share Your Information

We may share your information in the following circumstances:

5.1 Service Providers and Business Partners

We share information with third-party vendors and service providers who perform services on our behalf, including:

• Payment processors
• Cloud hosting providers
• Email service providers
• Analytics providers
• Marketing and advertising partners

5.2 Legal Requirements

We may disclose your information when required by law or when we believe disclosure is necessary to:

• Comply with legal obligations and government requests
• Enforce our Terms of Service
• Protect our rights, property, or safety
• Prevent fraud or illegal activities

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy.

Typical retention periods:

• Account information: While your account is active and up to 7 years after closure
• Transaction data: 7 years for tax and financial reporting requirements
• Marketing data: Until you unsubscribe or request deletion
• Support communications: Up to 3 years

7. Data Security

We implement appropriate technical and organizational security measures to protect your personal information:

• Encryption of data in transit and at rest (SSL/TLS)
• Secure server infrastructure with firewalls
• Regular security audits and vulnerability assessments
• Access controls and authentication mechanisms
• Employee training on data protection

However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

8. Your Privacy Rights

8.1 Rights Under GDPR (European Economic Area)

If you are in the EEA, you have the right to:

• Access: Request a copy of your personal information
• Rectification: Request correction of inaccurate information
• Erasure: Request deletion of your personal information
• Restriction: Request limitation of processing
• Data Portability: Receive your data in a portable format
• Object: Object to processing based on legitimate interests
• Withdraw Consent: Withdraw consent at any time
• Lodge a Complaint: File a complaint with your local data protection authority

8.2 Rights Under CCPA (California Residents)

If you are a California resident, you have the right to:

• Know: Request information about personal information we collect
• Delete: Request deletion of your personal information
• Opt-Out: Opt out of sale of personal information (Note: We do not sell personal information)
• Non-Discrimination: Not be discriminated against for exercising your rights

8.3 Exercising Your Rights

To exercise any of these rights, please contact us at office@money365.market. We will respond to your request within 30 days.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws.

When we transfer information internationally, we ensure appropriate safeguards are in place:

• Standard Contractual Clauses approved by the European Commission
• Ensuring third-party processors comply with GDPR requirements
• Implementing appropriate technical and organizational measures

10. Children's Privacy

Our Website is not intended for children under 16 years of age. We do not knowingly collect personal information from children under 16.

If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately at office@money365.market. We will take steps to delete such information from our systems.

11. Third-Party Websites and Services

Our Website may contain links to third-party websites, services, and advertisements. We are not responsible for the privacy practices or content of these third parties.

We encourage you to review the privacy policies of any third-party services before providing them with your information.

12. Marketing Communications

You can opt out of marketing emails at any time by:

• Clicking the "unsubscribe" link in any marketing email
• Adjusting your account settings
• Contacting us at office@money365.market

Note: Even if you opt out of marketing emails, we may still send you service-related communications (account updates, security alerts, etc.).

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, changes in applicable laws, new features, or user feedback.

When we make material changes:

• We will update the "Last Updated" date at the top of this policy
• We will post a notice on our Website
• We may send you an email notification (if you have provided your email address)

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

15. Supervisory Authority

If you are located in the EEA and believe we have not adequately addressed your privacy concerns, you have the right to lodge a complaint with your local data protection supervisory authority.