Terms of Service for Money365.Market

1. Agreement to Terms

Welcome to Money365.Market ("Company", "we", "us", or "our"). These Terms of Service ("Terms") govern your access to and use of our website located at money365.market (the "Website") and all associated services, features, content, and applications (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our Services.

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting. Your continued use of the Services after changes are posted constitutes your acceptance of the modified Terms.

Important Notice: Our Services provide financial information and educational content but do not constitute financial advice. Please read Section 4 (Financial Disclaimer) carefully.

2. Eligibility and Account Registration

2.1 Age Requirement

You must be at least 18 years old (or the age of majority in your jurisdiction) to use our Services. By using our Services, you represent and warrant that you meet this age requirement.

2.2 Account Creation

To access certain features of our Services, you may need to create an account. When creating an account, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your password and account
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

2.3 Account Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, for any reason, including but not limited to:

• Violation of these Terms
• Fraudulent, abusive, or illegal activity
• Prolonged inactivity
• At your request

3. Description of Services

Money365.Market provides:

• Financial Information: Real-time and delayed stock quotes, market data, and financial news
• Educational Content: Articles, guides, tutorials, and resources about investing and personal finance
• Portfolio Tracking: Tools to monitor and analyze your investment portfolio (data provided by you)
• Market Analysis: Charts, technical indicators, and market insights
• Newsletter: Regular updates on market trends and investment opportunities
• Community Features: Comments, forums, and user discussions (if available)

Our Services are provided "as is" and we may modify, suspend, or discontinue any aspect of our Services at any time without notice.

5. User Responsibilities and Conduct

5.1 Acceptable Use

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree NOT to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit harmful code (viruses, malware, etc.)
• Attempt to gain unauthorized access to our systems
• Scrape, data mine, or use automated tools without permission
• Harass, abuse, or harm other users
• Post false, misleading, or fraudulent content

5.2 User-Generated Content

If you post content on our Website, you:

• Retain ownership of your content
• Grant us a license to use, reproduce, modify, and display your content
• Represent that you have the right to post the content
• Acknowledge that we may remove or modify your content at any time

6. Intellectual Property Rights

All content on Money365.Market, including text, graphics, logos, images, software, and design, is owned by or licensed to Money365.Market and is protected by copyright, trademark, and other intellectual property laws.

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for personal, non-commercial purposes, subject to these Terms.

You may not copy, reproduce, distribute, modify, or reverse engineer our content without permission.

7. Affiliate Marketing and Advertising

Money365.Market participates in affiliate marketing programs. We may earn commissions when you click on affiliate links or make purchases through our referral links.

Our affiliate relationships do not influence our editorial content or opinions. We maintain editorial independence and only recommend products or services we believe provide value.

Purchases made through affiliate links are transactions between you and the third-party merchant. We are not responsible for the quality of products, merchant policies, or customer service.

8. Privacy and Data Protection

Your use of our Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

For information about cookies, please see our Cookie Policy.

10. Indemnification

You agree to indemnify, defend, and hold harmless Money365.Market from any claims, liabilities, damages, losses, costs, or expenses arising from:

• Your use of the Services
• Your violation of these Terms
• Your violation of any laws or regulations
• Content you submit or transmit
• Your investment decisions or financial losses

11. Dispute Resolution and Governing Law

11.1 Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

11.2 Arbitration Agreement

PLEASE READ THIS SECTION CAREFULLY - IT AFFECTS YOUR LEGAL RIGHTS

Any dispute, claim, or controversy arising out of or relating to these Terms shall be resolved through binding arbitration, except for intellectual property disputes which may be brought in court.

11.3 Class Action Waiver

YOU AGREE THAT ANY ARBITRATION SHALL BE CONDUCTED ON AN INDIVIDUAL BASIS ONLY AND NOT AS A CLASS ACTION. YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT.

12. Regulatory and Compliance Information

12.1 Not a Registered Investment Advisor

Money365.Market is not a registered investment advisor with the SEC or any other regulatory authority. We do not provide personalized investment advice or manage client assets.

12.2 Educational Purpose

Our content is intended for educational and informational purposes only. It should not replace professional financial advice.

12.3 Risk Disclosure

INVESTING IN SECURITIES INVOLVES RISK OF LOSS. Past performance is not indicative of future results. You may lose some or all of your invested capital.

13. Miscellaneous Provisions

• Entire Agreement: These Terms constitute the entire agreement between you and Money365.Market
• Severability: If any provision is invalid, the remaining provisions remain in effect
• Waiver: Our failure to enforce any right does not constitute a waiver
• Assignment: You may not assign these Terms without our consent
• Survival: Provisions that should survive termination shall survive

14. Contact Information

If you have questions about these Terms, please contact us: