Disclaimer for Money365.Market
Last Updated: November 9, 2025
Important Notice
PLEASE READ THIS DISCLAIMER CAREFULLY BEFORE USING MONEY365.MARKET
This Disclaimer applies to the website money365.market and all content, information, tools, products, and services provided by Money365.Market ("we", "us", "our", or "the Website"). By accessing or using our Website, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer.
1. General Disclaimer
1.1 No Financial Advice
THE CONTENT ON MONEY365.MARKET IS FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. IT DOES NOT CONSTITUTE FINANCIAL, INVESTMENT, LEGAL, TAX, OR PROFESSIONAL ADVICE.
We are not registered investment advisors, financial planners, brokers, or securities dealers. Nothing on this Website should be interpreted as:
- A recommendation to buy, sell, or hold any security or investment
- Personalized investment advice tailored to your specific situation
- A solicitation or offer to buy or sell securities
- Professional financial planning or wealth management services
- Tax, legal, or accounting advice
1.2 Not a Fiduciary
We do not act as a fiduciary or advisor to you or any other user. We do not have a professional or advisory relationship with you, and no such relationship is created by your use of our Website or Services.
1.3 Educational Content Only
All articles, guides, tutorials, analysis, and commentary on Money365.Market are provided for educational purposes to help you become a more informed investor. They are not tailored to your specific circumstances, risk tolerance, investment objectives, or financial situation.
2. Investment Risk Disclosure
2.1 Risk of Loss
ALL INVESTMENTS INVOLVE RISK, INCLUDING THE POSSIBLE LOSS OF PRINCIPAL.
Investing in stocks, bonds, mutual funds, ETFs, options, futures, cryptocurrencies, and other financial instruments carries significant risk. You may lose some or all of your invested capital.
Key Investment Risks Include:
- Market Risk: Securities prices fluctuate based on market conditions
- Volatility Risk: Investment values can change rapidly and unpredictably
- Liquidity Risk: You may not be able to sell investments quickly at fair prices
- Credit Risk: Issuers may default on their obligations
- Interest Rate Risk: Bond values decline when interest rates rise
- Currency Risk: Exchange rate fluctuations can affect international investments
- Inflation Risk: Rising prices can erode investment returns
- Regulatory Risk: Changes in laws or regulations can affect investments
- Company-Specific Risk: Individual companies may underperform or fail
- Cryptocurrency Risk: Highly volatile, unregulated, and speculative assets
2.2 Past Performance
PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.
Historical returns, back-tested results, and simulated performance do not guarantee future performance. Investment returns and principal values will fluctuate, and investments may be worth more or less than their original cost when sold.
2.3 No Guaranteed Returns
We make no representations, warranties, or guarantees regarding:
- Investment performance or returns
- The success of any investment strategy
- The achievement of financial goals
- The accuracy of forecasts or predictions
- The preservation of capital
2.4 Suitability
Before making any investment decision, you should:
- Assess your own financial situation, risk tolerance, and investment objectives
- Conduct thorough independent research and due diligence
- Consult with qualified financial, tax, and legal professionals
- Understand the specific risks associated with each investment
- Only invest money you can afford to lose
3. Accuracy of Information
3.1 No Guarantee of Accuracy
While we strive to provide accurate, current, and reliable information, we make no representations or warranties about:
- The accuracy, completeness, or timeliness of any content
- The reliability of data from third-party sources
- The absence of errors, omissions, or inaccuracies
- The currentness of financial data or market information
3.2 Third-Party Data
We obtain financial data, stock quotes, and market information from third-party sources including:
- Alpha Vantage
- Yahoo Finance
- CoinGecko
- Other financial data providers
We are not responsible for:
- Errors or inaccuracies in third-party data
- Delays in data delivery
- Interruptions in data feeds
- Actions you take based on third-party data
5. Affiliate and Advertising Disclaimer
5.1 Affiliate Relationships
Money365.Market participates in affiliate marketing programs and may earn commissions when you:
- Click on affiliate links
- Purchase products or services through our referral links
- Sign up for brokerage accounts or financial services through our links
5.2 Editorial Independence
Despite our affiliate relationships, we maintain editorial independence. Our content, reviews, and recommendations are based on objective analysis and research. However, we acknowledge that affiliate relationships may create potential conflicts of interest.
5.3 Your Due Diligence
Before clicking affiliate links or making purchases:
- Conduct your own research on products and services
- Read terms and conditions carefully
- Compare multiple options and providers
- Understand all fees, costs, and risks
- Verify that products meet your specific needs
11. Limitation of Liability
11.1 No Liability for Losses
TO THE MAXIMUM EXTENT PERMITTED BY LAW, MONEY365.MARKET SHALL NOT BE LIABLE FOR ANY INVESTMENT LOSSES, FINANCIAL DAMAGES, OR OTHER HARM ARISING FROM YOUR USE OF OUR WEBSITE OR RELIANCE ON OUR CONTENT.
11.2 Use at Your Own Risk
You acknowledge and agree that:
- You use our Website at your own risk
- All investment decisions are your sole responsibility
- We are not liable for any financial losses you incur
- We are not liable for errors, omissions, or inaccuracies in content
For complete limitation of liability terms, please refer to our Terms of Service.
13. Regulatory Disclaimer
13.1 Not a Registered Investment Advisor
Money365.Market is not registered as:
- An investment advisor with the SEC or any state securities regulator
- A broker-dealer
- A securities dealer
- A financial planner
- An insurance agent
13.2 Not FINRA/SEC Regulated
We are not subject to regulation by:
- The Securities and Exchange Commission (SEC)
- Financial Industry Regulatory Authority (FINRA)
- Any state securities regulator
- Any other financial regulatory body
17. Professional Consultation
17.1 Seek Professional Advice
Before making any investment decision, you should consult with qualified professionals, including:
- Financial Advisors: For personalized investment advice and planning
- Tax Advisors: For tax implications and strategies
- Legal Advisors: For legal considerations and estate planning
- Accountants: For financial planning and record-keeping
17.2 Credentials Matter
When selecting professionals, verify their:
- Credentials and licenses
- Regulatory status and compliance history
- Fiduciary status (do they act in your best interest?)
- Fee structure and potential conflicts of interest
- Professional experience and expertise
18. Contact Information
If you have questions about this Disclaimer, please contact us:
20. Acknowledgment and Acceptance
BY USING MONEY365.MARKET, YOU ACKNOWLEDGE THAT:
- You have read and understood this Disclaimer in its entirety
- You understand that we do not provide financial advice
- You understand the risks of investing
- You will conduct your own research and due diligence
- You will consult with qualified professionals before making investment decisions
- You take full responsibility for your investment decisions and outcomes
- You will not hold Money365.Market liable for any investment losses
- You agree to indemnify us against any claims arising from your use of our Website
INVESTMENT IN SECURITIES INVOLVES RISK OF LOSS. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. YOU MAY LOSE SOME OR ALL OF YOUR INVESTED CAPITAL.
THIS DISCLAIMER SHOULD BE READ IN CONJUNCTION WITH OUR TERMS OF SERVICE AND PRIVACY POLICY.
Last Reviewed: November 9, 2025
Version: 1.0